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Preheat oven to 400 degrees Fahrenheit or 200 degrees Centigrade.
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Line a muffin pan with cake liners or spray or coat the pans with oil.
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Mash the bananas (about 3 to 4 small bananas) well, till there are no lumps and keep aside.
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First gather the wet ingredients; milk, oil, mashed bananas and vanilla essence.
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In a small bowl, mix the wet ingredients with a spoon and keep aside.
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Now, keep the dry ingredients ready; flour, muesli/oats, sugar, baking powder, baking soda and salt.
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In another large bowl, mix the dry ingredients; with a spoon or whisk.
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Gently, mix the wet ingredients into the dry ingredients with a spoon just until mixed; it is ok if you see some dry specks. Do not over mix or the muffins will become hard and dry.
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Divide batter among the prepared muffin cups. Top each with some raisins (optional) or you can sprinkle some granulated sugar on top (optional); this gives a crunchy top to the muffins!!
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Bake in the preheated oven for about 20 minutes or until a toothpick inserted inside the center of the muffin comes out clean.
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Remove from the oven and place on cooling racks to cool completely.
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Serve these healthy muesli banana muffins warm or at room temperature.
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Enjoy!!